Mortgages York – Wilson Financial Services.
First time buyers: mortgages are available for first time buyers despite what you may have read in the media. Some lenders can now lend with a deposit of only 5%, though a 10% deposit will provide a better choice.
Moving home: Whether you are moving to a larger home, downsizing or finding something you prefer, moving home can be stressful. This can especially be the case if you wish to ensure your sale and purchase go through together. Let me take some of the strain from you.
Re-mortgaging: Whether coming to the end of an existing deal, or sitting on a lenders standard variable rate – you may be considering your options. Full advice on what it means to move lender. You may need to pay an early repayment charge to your existing lender if you re-mortgage.
Buy to Let: Whether buying your first property to let, are an experienced landlord or are looking for a better deal help and advice is available. Most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Let to buy: Are you considering letting your current home and buying elsewhere ? Let us guide you through the options.
We advise on fixed rates, tracker rates, discount deals, capped rates, standard variable rates. Find out what they all mean and which is the best way forward for you.
Protection: Full advice on ensuring the mortgage is properly protected if the worst happens. Advice on life cover, mortgage protection, critical illness cover and Income Protection cover in case of ill health.
Buildings and Contents Insurance: Advice on ensuring the property itself is properly insured.